By Simon Keir, Westlawn Senior Insurance Specialist Purchasing a property, whether it’s to live in or as an investment, is one of the biggest (and likely most daunting) financial commitments most of us are ever likely to make during our lifetimes.
By Simon Keir, Westlawn Senior Insurance Specialist 22 February 2017 What would happen to your business if you got sick and couldn’t make it into work for a week? What if you were injured and out of action for a month? Or, worse still, 6 months? How long would your business survive?
Research released by ANZ Wealth reveals the emotional and financial impact on Australian families coping with a parent’s death or disability. The research was conducted in May 2015 by research company Ipsos for ANZ Wealth. The study included a mix of responses from the other parent and children at the time of death or disability. […]
The financial effects of a sickness or injury can vary widely. While a dose of the flu or twisted ankle might not have much impact, a broken leg or carpal tunnel syndrome might keep you out of action for a few weeks or months and cause some temporary financial headaches. But what if you were […]
Have you thought about what would happen to you and your family if suddenly you found yourself unable to work? Would you be able to support your family if you were injured or sick and needed to take several months off work? Income protection insurance, sometimes known as salary continuance, can help provide you with income […]
Watch any daytime TV and you’re likely to see commercials, or those longer infomercials, for direct insurers advertising life insurance, disability cover and even income protection policies. They’re usually promoted as being quick and cheap with the convenience of obtaining your new policy over the phone or online in just minutes. What’s more, you’ll only […]
Research conducted by accounting firm KPMG reveals the average amount of disability insurance is just over 50% of what is actually required and that these high levels of underinsurance among much of the Australian workforce cost taxpayers $340 million per year … or a whopping $2.5 billion over 10 years. The KPMG report on the […]
A little morbid perhaps, but fascinating nonetheless, that’s the Australian Bureau of Statistics’ (ABS’) annual reports into how people died during the year. In 2012, a total of 147,098 Australians died. This was up by 166 on the previous year but at a rate of 5.5 for every 1,000 people in Australia, slightly down on […]
While accidents can happen all year round, the Christmas school holidays are notorious for an increase in the number of injuries, Westlawn’s Senior Insurance Specialist, Simon Keir, recently told Daily Examiner reporter Georja Ryan. With more traffic on the road, more people on the beaches and more cricket balls flying around backyards, Simon has seen […]
