Financial Planning

Westlawn Financial Planners can offer you a friendly locally based service tailored to all your financial planning needs. Our financial advisers are specially qualified in all aspects of financial planning.

Investment Strategies

Figuring out which investments can best help you grow your wealth requires an understanding of:

• what your investment options are;
• how different types of investments tend to perform over long periods of time; and
• your financial goals, so you can pick an investment mix suited to your specific retirement investment objectives and risk tolerance.

Your primary investment choices can be broken into four general asset categories: Shares, Property, Fixed Interest and Cash.

Though each may play a role in your long-term strategy, investing directly in shares, property, fixed interest and cash is not always easy for the individual investor.

Creating the ideal investment mix involves identifying your personal objectives and risk tolerance and diversifying your investments accordinly. That is, choosing what's appropriate for you and acquiring the appropriate investments.

Monitoring and modifying your investment mix over a long period of time can also be a daunting task.

Keeping track of market trends, interest rates, emerging opportunities, and other unforeseeable variables requires an expert eye and large amounts of time and attention.

Your Westlawn Financial Planner will determine your profile via confidential client data collection and advise you of your options to achieve your goals.

Managed Funds

Defined simply, managed funds pool the money of individual investors who share common investment goals. Professional fund managers use the pool money to buy securities, such as shares, property, fixed interest and cash that are consistent with the fund's financial objective. Because they offer instant diversification and expert management, managed funds are an excellent way to help build wealth.

When you invest in a managed fund, you purchase units in that fund. Since your money is pooled with that of numerous investors, you're able to invest in more investments than you could buy on your own. Plus, you don't have to worry about time consuming research or figuring out when to buy or sell individual investments. Your managed fund managers do it all for you.

There are managed funds for virtually every investment objective. As a result, you can invest in those whose objectives are best suited to helping you work towards your financial goals. Click here for information about the different types of funds.

Gearing Structuress

Geared investments (or investments made with borrowed money) are generally designed to increase the potential for tax deductible expenses (such as interest costs). The ultimate goal of this strategy is for the assets purchased with borrowed money to increase and create a profit upon sale after repayment of borrowed funds plus expenses. The assets purchased would normally be direct property or Australian listed shares.